Insurance

Workers' compensation. Buy: Direct or through agents — Colorado's largest workers' comp insurer; Denver-based; covers CO businesses of all sizes

BOP, general liability, workers' comp, professional liability, commercial auto. Buy: Direct online or through agents — Long-standing small business focus; popular Business Owner's Policy

General liability, professional liability (E&O), BOP, cyber. Buy: Direct online or through agents — Geared toward micro and service businesses; fast online quotes

General liability, professional liability, workers' comp, commercial auto, tools & equipment. Buy: Direct online — Online-only; popular with contractors freelancers and very small businesses

BOP, general liability, workers' comp, commercial property, umbrella, cyber. Buy: Through independent agents — One of the largest commercial insurers in the U.S.

BOP, general liability, workers' comp, commercial auto, farm/agribusiness. Buy: Through agents or direct — Strong option for agribusiness which is relevant in rural Colorado

BOP, general liability, workers' comp, commercial auto, surety bonds. Buy: Through local State Farm agents — Large local agent presence across Colorado

BOP, general liability, workers' comp, commercial auto, property. Buy: Through local Farmers agents — Many Colorado agency locations

BOP, general liability, workers' comp, commercial auto, property. Buy: Through agents — Broad commercial lines for small and mid-size businesses

BOP, general liability, professional liability, cyber, marine. Buy: Through agents and brokers — Known for broader coverage; good for professional and higher-value risks

BOP, general liability, professional liability, workers' comp. Buy: Through agents and brokers — Strong in professional services and contractors

Commercial auto, general liability, BOP (via partners), workers' comp (via partners). Buy: Direct online or through agents — Leading commercial auto insurer; good for businesses with vehicles

BOP, general liability, professional liability, workers' comp, commercial auto. Buy: Direct online — Berkshire Hathaway's direct-to-small-business arm

Short-term and monthly general liability, professional liability, event insurance. Buy: Direct online/app — Flexible by-the-job or monthly policies for gig workers and side businesses

Commercial auto, general liability and BOP (via partners). Buy: Direct online or by phone — Primarily commercial auto; other lines placed through partner carriers

Commercial property (limited). Buy: Through licensed agents — Property coverage option for CO businesses unable to find coverage in the standard market (e.g. wildfire-prone areas)